Zotta AI — Loan Management System
Zotta is a loan management system for lenders that need to manage applications, borrower relationships, repayments, collections and loan accounting in one platform. Give operations, borrower-service and finance teams a shared view of each account, with AI assistance for borrower information and collections follow-up.
One platform
Application, servicing and finance information can be reviewed as parts of the same lending operation.
Capture applications through borrower and staff interfaces. Collect supporting documents and organise work through application queues.
Track the status of each application, follow up on missing information and keep the submitted documents and staff activity together.
Customer 360 brings applications, loans, payments, documents and communications into a single borrower view, so staff can review the account history before responding or taking action.
The consumer portal gives borrowers access to application status, loan information, documents and service interactions.
Collections teams can use prioritised cases, next-action recommendations and borrower contact history to organise their work.
Finance teams have a double-entry general ledger, loan-event accounting and reporting tools.
Your evaluation
Start with one product and a realistic customer journey. Follow application administration into the borrower account, a payment and an overdue-account scenario. Then inspect access permissions, audit records and the accounting entries. For AI-supported borrower summaries or collections recommendations, examine the underlying information and the staff review process.
Whether you provide BNPL, hire purchase or other consumer and business loans, a useful evaluation starts with the details: your products, markets, payment channels, reporting needs and existing systems. Bring those requirements to the demonstration so the proposed scope is clear.
Preparing an evaluation? Read how to choose a loan management system, or see hire-purchase loan management software.
FAQ
It supports the administration of lending, including borrower records, applications, loan schedules, payments, arrears and reporting. Zotta also includes application workflows, a consumer portal, collections support and double-entry accounting.
Zotta provides AI assistance for borrower summaries and collections recommendations. In your demo, examine the information behind a suggestion, the account history available to staff and how your team would review the next service or collections action.
Bring a sample product definition, a fictional application, a repayment schedule, a payment-allocation example and an arrears scenario. List the systems you need to connect and the reports your team must produce.
Walk through your product, borrower journey and operating requirements with the Zotta team.
Book a loan management demoOr email info@zotta.ai